Ancillary Products


Bankstone supports the distribution and management of ancillary insurance products designed to complement motor and lifestyle insurance products.


Working with distributors across the UK general insurance and automotive sectors, we provide the operational infrastructure and claims expertise required to launch and manage ancillary products effectively, delivering a seamless experience for both partners and policyholders.

Product Range

Excess Refund

Covers policy excess reimbursement following a claim across motor, home, fleet, vehicle rental and landlord products

Total Loss Top Up

Provides additional financial protection when a vehicle is written off

Motor Breakdown

Breakdown assistance and roadside support.

GAP Insurance

Covers the difference between a vehicle’s insurance settlement and the original purchase price or outstanding finance

Legal Expenses Insurance

Cover for uninsured losses and access to legal support following a motor accident

Specialist Ancillaries

A range of tailored ancillary products for markets including Saddlery & Tack, Cycle, Jewellery and other niches

Product and Claims Support

Claims handling and first notification of loss

Efficient claims handling and first notification services ensuring accurate reporting, prompt response, streamlined processing, and improved customer claim experiences.

Policy administration and customer servicing

Comprehensive policy administration and customer servicing delivering accurate processing, responsive support, seamless communication, and efficient management throughout the policy lifecycle.

Claims assessment and settlement management

Accurate claims assessment and settlement management ensuring fair outcomes, timely resolutions, cost control, and efficient support throughout the claims process.

Reporting and programme oversight for partners

Dynamic reporting and programme oversight providing partners with performance visibility, operational insights, accountability, and informed strategic decision-making support.

Interested in adding ancillary products to your insurance or vehicle offering?

Our team can help you develop and manage a tailored ancillary insurance programme

lets start a conversation